If you do have a second job, make sure that you love it.
Sometimes people who feel squeezed trying to stretch the money they have choose to get a second job to bring some more money into their lives. I mostly suggest not doing this. A lot of times working a second job means you don’t have time to do the basic housekeeping tasks that keep costs down. If you work more hours you suddenly have even less time to plan your meals and cook them and clean your house and look for bargains and sit and space out. When time is crunched then the meal on the go looks much more attractive. When you are pressed for time things like shopping seem to be a good way to spend your day.
But sometimes you can work a little bit at something you love and that little bit makes all the difference. For the past six years I have been an advisor to the youth group at my church. I enjoy working with the other advisors and planning activities and hanging out with the youth so much that it took me several years to realize that I have a second job. The stipend that comes with the position is not huge, but it is a happy check to receive each month in the mail. Over the years I have saved that amount to help buy a house, to boost my savings, to make ends meet, to spend on alternative medical care, and to pay for classes. I’ve even set aside a portion of it as “mad money” to spend on what every I wanted. My second job doesn’t take up very much of my time, and results in cash every month.